This one word is terrifying me. It starts with the letter "F". Men and women have been doing it decades ago. Most people heard about it during their teenage years. Some heard of it earlier... some later. Some learnt about it in secondary school. Many continued to indulge in it in college. Some mastered it in university.

This word had been haunting me for the past few months. The second last letter of this dirty word is "C". Finance is dirty word to many but I need to study it and get this "F" word over with!